Bank holidays in April 2025: Is Your Bank Open On 1 April 2025? Check April’s Bank Holiday Shedule
Bank Holidays in April 2025: Banks in most of the states will remain open on April 1, 2025, but some states will have holidays.
Bank Holidays in April 2025
As the new financial year is begin, people wants to know if banks are open on 1 April, but RBI’s holiday list clears the confusion. As per reports banks in most states will remain open today 1 April 2025, marking the beginning of the new financial year. However, banks in Meghalaya, Chhattisgarh, Mizoram, West Bengal, and Himachal Pradesh will be closed due to annual account closing.
List of Bank Holidays in April 2025:
- April 1 (Tuesday) – Account Closing (Banks will remain closed: Meghalaya, Chhattisgarh, Mizoram, West Bengal, Himachal Pradesh)
- April 5: Babu Jagjivan Ram Jayanti (Hyderabad)
- April 6: Weekly Holiday (All over India)
- April 10: Mahavir Jayanti (Most states)
- April 12: Second Saturday (All over India)
- April 13: Weekly Holiday (All over India)
- April 14: Dr Bhimrao Ambedkar Jayanti and regional festivals (some states)
- April 15: Bengali New Year, Himachal Day, Bohag Bihu (Some states)
- April 16: Bohag Bihu (Guwahati)
- April 18: Good Friday (Most states)
- April 20: Weekly Holiday (All over India)
- April 21: Garia Puja (Agartala)
- April 26: 4th Saturday (All over India)
- April 27: Weekly Holiday (All over India)
- April 29: Lord Parshuram Jayanti (Shimla)
- April 30: Basava Jayanti, Akshaya Tritiya (Bengaluru)
Impact of bank holidays on your financial planning
In India, bank holidays can significantly impact your financial planning and transactions. With a cultural landscape, the country celebrates numerous festivals and events, resulting in varied bank holidays across different states. For individuals and businesses alike, understanding how to navigate financial planning around these days is crucial to ensure smooth financial operations.
Bank holidays in India often lead to the closure of financial institutions, which can delay processing times for payments, investments, and other critical financial activities. Planning your finances around these holidays requires foresight and strategic management to avoid any inconvenience or financial hiccups.
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Strategizing Your Transactions Before Bank Holidays
To mitigate the effects of bank holidays on your financial activities, it’s essential to plan your transactions ahead of time. This includes scheduling bill payments, loan EMIs, and investment contributions to ensure they are completed before the banks close.
Additionally, if you anticipate receiving payments or transfers, inform your clients or employers about the bank holidays so that these can be processed in a timely manner. Keeping an updated calendar of bank holidays specific to your state or region can help you stay on top of your financial tasks without any last-minute rush.
Utilizing Digital Banking Services During Holidays
The digital banking has transformed the way we manage our finances, especially during bank holidays. Most of the banks in India offer online banking services that allow customers to conduct transactions even when physical branches are closed. Utilizing these services can be a game-changer for those who need to make urgent payments or check their account balances during holidays. Mobile banking apps and internet banking portals are open 24/7, making it convenient to manage your finances anytime, anywhere. However, it is still advisable to be cautious of any scheduled maintenance or downtime that may affect these services.
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Planning for Emergency Funds and Liquidity
Sometimes bank holidays can catch you off-guard, especially in case of emergencies. To avoid being out of cash, maintaining an emergency cash reserve will be appreciable. Ensure you have enough cash to cover your needs during extended holidays or unexpected closures. ATMs are typically remain operational during bank holidays, but they can be out of cash more quickly due to sudden increased demand on holidays. Therefore, please withdraw cash according to your need, maintain financial security during these periods.
